The best virtual dollar card apps and providers in Nigeria grew to an all-time high, exceeding 10 apps and providers. It can be convenient to use a Nigerian debit or credit card to make online purchases. However, if your card was issued in naira, it might be challenging to use it for international transactions.
Transactions such as those with foreign service providers like Amazon, Google, Facebook, Netflix, or Spotify. Either these platforms won’t accept your card, or your bank may have set a limit of $20 per month for international transactions.
It has been a challenging time for Nigerians to access foreign currencies, let alone access them at a favorable rate. There have been cases of late payment of tuition fees for international students.
There has also been a great inability to make online international purchases. These are a result of the scarce foreign currencies within the country. In that light, most virtual dollar card apps and providers have suspended their services pending the improvement of the situation.
Many Nigerian customers are having trouble since they rely on these platforms to pay for services on big-name websites like Amazon, Netflix, Spotify, and Facebook. especially in light of Nigerian banks’ $20 daily cap on overseas transactions.
In this article, Billzonthestreets has taken the time to list the alternative virtual dollar card apps and providers still functional at this time. Read further below.
List of The Best Virtual Dollar Card Apps and Providers in Nigeria
Sudo. Africa is an API service that gives people, programmers, and companies more control and flexibility when issuing real and virtual cards on a large scale. Clients can use the virtual dollar card offered by Sudo.Africa to pay for any service, anywhere, at any time.
Sudo. Africa develops the appropriate abstractions so that programmers or startup programming teams won’t have to spend months integrating several systems. The process to obtaining a virtual dollar card from Sudo. Africa is quick and simple.
To create a virtual card on Sudo.Africa all you need are the following:
- Bank Verification Number.
A Nigerian firm called Wallets Africa provides both digital and physical naira and dollar cards. Given their genuine nature, these credit cards are excellent for travel.
Digital/physical dollar cards from Wallets Africa are dubbed Magic Visa cards, and they let users receive and send money online for free. They also offer cashback and reduced transfer fees.
This digital wallet is completely risk-free for travelers who don’t want a real card to be visible while they’re out and about. Your billing information will remain secret if you only supply your email address at checkout.
This has a cost, though, as your card has a $1 monthly fee, a $0.75 fee for each international transaction, and a 2% fee for external account loading.
To get Wallets Africa’s Magic visa cards, you need to fill in the following
- Bank Verification Number.
- A valid means of identification
Chippercash makes sending and receiving money across and beyond Africa, easy and accessible. A pre-funded, reloadable virtual Visa card called the Chipper Cash Card can be used to make purchases anywhere online.
The card functions similarly to how your local bank card functions online. The card is accepted everywhere Visa cards are accepted for online purchases. Tier 1 and Tier 2 wallets/accounts are available on Chipper Cash. While the app’s tier 2 wallet gives you access to more functions, the tier 1 wallet has numerous restrictions.
According to Chipper Cash, 5% cash back is offered on all purchases. Users also enjoy free transfers and low cross-border rates. An African unicorn, ChipperCash is trusted by more than 4 million people.
To sign up for Chipper Cash, you need the following:
- Link any of your other bank accounts.
- A valid means of identification.
Fundall offers both personal and commercial customers a wide range of financial services, including loans and savings accounts in addition to bank accounts and budgeting tools. They just introduced a virtual dollar card that allows users to spend money online without restrictions.
The first card is available for free with a $5 minimum load. The virtual dollar card can be used for online purchases on Shopify, and Amazon, paying for Netflix streaming or using business services like Facebook Ads.
Other Virtual Dollar Card Apps and providers in Nigeria are listed below. Their services are currently suspended, but they will be restored in the nearest future.
ALAT By Wema
Wema Bank, a commercial bank operating in Nigeria, manages the digital-only brand ALAT. It provides a full range of financial services, including bank accounts, actual debit cards, savings accounts, and loans, and is among the top virtual dollar cards available in Nigeria.
Once your account is established and funded, you can load up to $20,000 onto your card directly from your Naira balance and, if necessary, convert the dollars back to Naira. However, it is incompatible with 3D Secure and cannot be used on websites that facilitate money transfers.
Eversend Virtual Dollar Card
Eversend is an Uganda-based startup that offers a multi-currency account in several African countries, including Nigeria. Due to its flexibility in moving money across borders, the digital banking software Eversend makes banking simple and stress-free. With this application, you can transfer and receive money instantly.
You can also pay bills quickly, and use a virtual dollar card to make international online purchases from the comfort of your home. It also offers a variety of other features. In addition to a $1 monthly maintenance fee, cards will cost $1 to create.
Barter by Flutterwave Virtual Dollar Card
The Barter app, developed by Nigerian payment firm Flutterwave, enables you to send and receive money instantly. You can also receive money internationally, as well as fund your digital wallet within the app.
Barter provides you with a virtual dollar card to enable make international purchases. To generate a virtual card, you must have at least $5 in your account. Each virtual card costs $2, with a $1 monthly fee. You can fund your virtual dollar card up to $10,000.
Having to choose a suitable virtual dollar card app and provider depends on a variety of factors. Are you looking for a separate card without any ties to other accounts? an entire package for internet banking? minimal fees?
Answers to these questions will help you narrow down your choice of the best virtual dollar apps and providers to patronize. Let us read more options in the comment section if we omitted any.